Showing titles in Insurance

A black swan is a highly improbable event with three principal characteristics: It is unpredictable; it carries a massive impact; and, after the fact, we concoct an explanation that makes it appear less random, and more predictable, than it was. The astonishing success of Google was a black swan; so was 9/11. For Nassim Nicholas Taleb, black swans underlie almost everything about our world, from the rise of religions to events in our own personal lives. Elegant, startling, and universal in its applications, The Black Swan will change the way you look at the world.

Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back.

The Hidden Bank reveals a quiet strategy that the wealthy have used for decades: using properly structured cash value life insurance as a personal financial system. This is not about sales pitches or insurance jargon. It’s a clear, practical guide to building financial control in real life.

This comprehensive guide provides everything you need to know about P&C insurance, from the basics to advanced concepts, offering valuable insights into various policies, coverages, and regulations. In this book, you will dive deep into the structure of insurance contracts, the types of coverage available, and the vital differences between policies. You’ll learn about homeowners, commercial, auto, and liability insurance, as well as specialized coverages like flood and earthquake insurance.

You are no doubt a busy student with a lot of things going on! It can be challenging to find the time to study for the property and casualty insurance license exam. That is why the author Frank Henderson, an insurance professional, developed the property and casualty insurance study guide! This edition is a complete review edition. It covers all categories on the exam. You can listen to it wherever life takes you!

Most people think of life insurance as just a safety net for their loved ones. But what if it could be the key to accelerating your wealth while you're still alive? In Wealth Acceleration with Life Insurance, Ankur Agarwal demystifies powerful financial strategies used by the wealthy—like Infinite Banking, overfunded whole life policies, and Indexed Universal Life (IUL) plans—to show how ordinary individuals can create extraordinary financial leverage.

In this unique exploration of the role of risk in our society, Peter Bernstein argues that the notion of bringing risk under control is one of the central ideas that distinguishes modern times from the distant past. Against the Gods chronicles the remarkable intellectual adventure that liberated humanity from oracles and soothsayers by means of the powerful tools of risk management that are available to us today.

More than half of the American population (56 percent) lives “paycheck to paycheck”. According to American Journal of Public Health 66.5 percent of all bankruptcies were driven by medical problems. The findings indicate each year 530,000 families suffer bankruptcies are linked to illness or medical bills. With the medical breakthrough in 2020, people are living much longer now. According to data from the Insured Retirement Institute in 2019, 45 percent of baby boomers are surveyed had no savings.

Step into the world of reinsurance with 'Reinsurance Simplified: A Beginner's Guide to the Backbone of Insurance,' the book I wished I had when starting my journey in the insurance and reinsurance industry. Authored from personal experience, this guide is tailored for those new to the field, offering clear, concise explanations of complex topics. It’s packed with real-world insights and practical knowledge, making it the perfect starting point for anyone looking to build a solid foundation in reinsurance. Transform your understanding and approach to risk management with this essential ...

Passing the AAPC CPC exam is a major milestone for those seeking to become Certified Professional Coders. Conquer the AAPC CPC Exam: Your Concise Guide to Becoming a Certified Professional Coder (CPC) with the American Academy of Professional Coders provides a structured, clear, and practical review of essential coding concepts. This concise yet comprehensive guide covers ICD-10-CM, CPT, and HCPCS Level II coding systems, including Evaluation and Management (E/M) coding, surgical procedures, anesthesia, radiology, pathology, and laboratory services. It also includes key principles of ...

Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development.

Building on its successful predecessors, the third edition of The Field Guide to Understanding ’Human Error’ will help you understand a new way of dealing with a perceived 'human error' problem in your organization. It will help you trace how your organization juggles inherent trade-offs between safety and other pressures and expectations, suggesting that you are not the custodian of an already safe system.

When a marketing rep comes into your office or someone from the management team and tells you to "sell the value", how often do you find yourself rolling your eyes? As a former agency owner and now a consultant, I often find myself spouting the same slogan. Why? Because, I have done it and done it quite successfully. Whenever a rep came into my office and told me to sell the value of carrier X, I would think that’s something an expensive company would say or an overpriced company, because what else could they say?

In 10 Costly Medicare Mistakes You Can't Afford to Make, expert Danielle K. Roberts—co-founder of Boomer Benefits—shares the most common pitfalls people face when navigating Medicare and shows you how to avoid them. Whether you’re approaching age 65, retiring after 65, helping a loved one, or simply unsure about Medigap vs. Medicare Advantage, this audiobook gives you the clarity you need.

One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research and his own experience, The Price We Pay paints a vivid picture of price-gouging, middlemen and a series of elusive money games in need of a serious shake-up.

The big question about this book is...is this a smart investment? It is, if you are an ambitious entrepreneur or intrapreneur looking for a real way to grow your business, develop teams, and scale your personal wealth! Maybe you have been struggling in your business or start-up. You have dedicated years or even decades to your insurance or financial advising practice, with the only growth being your impatience. Now, you are ready to elevate your life's work past the one-on-one client work and into the leadership of huge organizations that can add a few zeros to your net worth fast!

America's elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this audiobook is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth.

Independent insurance adjusters all over the United States and Canada are praising the publication, How to Succeed as an Independent Insurance Claims Adjuster by Frank Medina. Another helpful, practical, and easy-to-listen audiobook from the author helps new adjusters start off right in the industry. Get the step-by-step requirements to get your new business started in just a few weeks. Experienced adjusters consider the audiobook an excellent review and note several hints and tips that make the purchase well worth listening.

Highly recommended by Dr. Robert Hartwig, President of the Insurance Information Institute, and Michael Gerber, author of the E-Myth books, this audiobook provides a complete system to develop, manage, and grow a successful insurance business. It contains everything you need including a personality assessment to determine if this business is right for you, licensing guidelines, a business plan, employee contracts, an employee handbook, business forms, and more.

Mastering Life and Health Insurance can open a stable, rewarding career—while helping others protect their future. From fundamental insurance principles like risk, hazard, and underwriting to complex policy types such as term life, whole life, universal life, and disability income coverage—this guide breaks down complicated concepts into easy-to-understand language.