In this episode of Xpandable with Fibonacci X we dive deep into the journey of Vishal, the founder of One Stack, as he shares his entrepreneurial insights and the evolution of his company. From his initial observations of the banking sector, Vishal explains how he identified a unique opportunity in cooperative banks, particularly in tier 2, tier 3, and rural India. In a candid conversation, he discusses the challenges he faced and the innovative solutions he built to help digitize and modernize the banking ecosystem.Vishal highlights how One Stack’s technology, has been a game-changer for cooperative banks. His team’s work is transforming the way financial transactions are conducted in regions that are often overlooked by larger banking institutions. With a focus on driving financial inclusion, Vishal emphasizes the importance of understanding your customer’s pain points and building products that truly meet their needs.In addition to discussing the rapid adoption of digital banking in India, Vishal shares his thoughts on trust-building, customer education, and the key to scaling a fintech business. He also touches on the regulatory environment, highlighting recent developments that are driving the digitization of cooperative banks and expanding access to financial services across the country.Whether you’re an entrepreneur navigating the challenges of the Indian market, a fintech enthusiast, or someone interested in building products that create real-world impact, this episode is filled with valuable lessons on customer discovery, product development, and the power of technology in transforming industries.Tune in for an insightful and inspiring conversation with Vishal as he sheds light on how One Stack is reshaping the future of banking and empowering the underserved communities in India.