What happens to your wealth when traditional investment models no longer work? Ken Grewal, Co-founder and CEO of Forthlane, joins Scott to reveal what institutional investors are secretly worried about—and how they're positioning their portfolios in response.

The conversation takes a fascinating historical turn as Ken explains why we may be experiencing a modern version of 1970s economics, where bonds delivered negative real returns while real assets thrived. "If your equity is up 7% and you give half back to the government, you have 3.5%. If inflation is 5%, you actually lost purchasing power," Ken warns, highlighting why conventional investment wisdom might be failing today's investors.

Ken breaks down the concept of "The Fourth Turning"—a cyclical view of history where debt-fueled economic expansion eventually requires painful correction. We're potentially in the early stages of this correction now, and Ken offers concrete strategies for navigating it successfully, from reevaluating bond allocations to incorporating real assets as portfolio insurance.

The discussion challenges the traditional 60/40 portfolio model, suggesting alternatives like private credit, infrastructure investments, and global diversification as potential paths forward. Ken shares a particularly illuminating perspective on gold and other hard assets: "We don't own gold because we're trying to make money. It's called insurance." This framing helps investors understand why certain allocations matter beyond simple return calculations.

Whether you're a business owner, entrepreneur, or retiree concerned about preserving capital, this episode offers invaluable insights into how institutional investors are thinking about wealth preservation in uncertain times. Head over to carsonwealth.com to learn more about our all-seasons investment approach and discover strategies to protect what you've built.

About Our Guest:
Ken Grewal, Founder
Forthlane Partners
145 Adelaide St. West, Suite 200, Toronto M5H 4E5
M: 647.919.7785
E: ken.grewal@forthlane.com
W: www.forthlane.com

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Have you ever worried about where your paycheck will come from after retirement? That's the anxiety we tackle head-on in this illuminating discussion about creating reliable income streams for your post-working years.

The income bucket represents the critical middle ground between emergency savings and growth investments in our three-bucket strategy. It's what transforms abstract financial plans (what we call "pie in the sky") into dependable monthly income you can count on ("pie on the table"). Our wealth advisors Jake Stone and Jeremy Day break down why having approximately 10 years of expenses set aside in properly structured income-generating investments provides the security retirees need to weather market volatility.

Through compelling real-world examples, we examine sequence of returns risk – how the timing of market downturns can devastate retirement plans even with identical average returns. One retiree who began withdrawals in 1969 ran out of money in 15 years despite averaging 11.9% returns, while another starting in 1979 saw his money last beyond age 90 with a slightly lower 11% return. The difference? Market timing and proper income planning.

We explore diverse income-generating options including bond ladders, dividend ETFs, fixed index annuities, private equity, and real estate investments. The goal isn't just maximizing return on investment but ensuring reliability of income – knowing your next "paycheck" is secured regardless of what happens in the broader economy.

Whether you're approaching retirement or already there, this episode provides actionable insights on constructing an income strategy that delivers both security and growth potential. Because ultimately, financial planning should serve one purpose – allowing you to fully live today without constant worry about tomorrow.

Jake Stone's Bio

Jeremy Day's Bio

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.

Joey Klein, transformation expert and founder of Inner Matrix Systems, takes us on a journey that redefines wealth as wellbeing—a state of inner peace regardless of external circumstances.

After surviving a near-death experience at 19 that jolted him from a self-destructive lifestyle, Joey embarked on a quest for authentic fulfillment. This path led him through Eastern wisdom traditions, intensive meditation training, and deep study of the nervous system's role in our emotional experience. The insights gained along this journey formed the foundation of Inner Matrix Systems, which has now trained nearly 90,000 people worldwide.

Joey reveals the fundamental flaw in most approaches to personal development: they focus on thinking our way into new emotional states when our biology actually works in reverse. Our emotions dictate our thoughts and behaviors, not the other way around. By learning to work with our nervous system first, then emotions, then thoughts, we can create lasting transformation instead of temporary changes.

This understanding revolutionizes how we approach relationships too. Joey's forthcoming book "Relationship Alchemy" outlines three critical components of thriving relationships: managing your own emotional state, nurturing the unique energy created between two people, and appropriately supporting (rather than trying to fix) the other person. When we make others responsible for how we feel or take responsibility for their emotions, relationships inevitably deteriorate.

The conversation delves into the neuroscience supporting these concepts, explaining how chronic stress physically changes brain structure, while just weeks of proper training can rewire these patterns through neuroplasticity. Most importantly, Joey shares practical applications that listeners can implement immediately to experience greater peace, fulfillment, and authentic connection.

Joey Klein, CEO & Founder of Inner Matrix Systems
Address: 7631 Shaffer Pkwy STE A, Littleton, CO 80127
Phone: (720) 446-5533

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Receive a complimentary Blindspot Training session with a Certified IM Trainer to discover what’s holding you back and what to do about it. Sign up at: https://innermatrixsystems.com/

Get 5 special bonuses ($2,500 value) when you purchase his new book, Relationship Alchemy: A Practical Guide to

Hear Past episodes of the Way2Wealth Podcast!
https://theway2wealth.com

Learn more about our Host, Scott Ford, Managing Director, Partner & Wealth Advisor
https://www.carsonwealth.com/team-members/scott-ford/

Investment advisory services offered through CWM LLC, an SEC-registered investment advisor. Carson Partners, a division of CWM LLC, is a nationwide partnership of advisors. The opinions voiced in the Way to Wealth with Scott Ford are for general information only and are not intended to provide specific advice or recommendations for an individual. Past performance is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Investing involves risk, including possible loss of principal. No strategy assures success or protects against loss. To determine what may be appropriate for you, consult with your attorney, accountant, financial or tax advisor prior to investing. Guests on Way to Wealth are not affiliated with CWM, LLC. Legado Family is not affiliated with CWM LLC. Carson Wealth 19833 Leitersburg Pike, Suite 1, Hagerstown, Maryland, 21742.