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Gen W Podcast

Gen W Podcast

By: I'm Q - that home loan dude
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About this listen

The Gen W Podcast (W for Wealth) is hosted by Australia’s most followed TikTok mortgage broker, Q Huynh, and associate broker Grace. They dive deep into how migrants and first-gen Australians can build generational wealth through property, trauma-informed finance, and holistic lending. Real stories, real estate, and real talk. Gen Z, X, Y or A — we’re here to help you become Gen W.I'm Q - that home loan dude Economics Personal Finance
Episodes
  • SE1EP2 - Why Most First-Time Investors Will Lose Money in 2025 in Australia (And How To Avoid It)
    Jul 3 2025

    🚨 2025 Aussie Property Forecast: The Lie No One Tells You 🚨
    Everyone’s saying property prices will boom, rates will fall, and first home buyers are "getting a chance." But here’s the truth: the latest 2025 property forecasts are a masterclass in gaslighting. Behind the media hype lies a system built for debt, inequality, and wealth transfer — and Millennials & Gen Z are the ones paying the price.
    Banks like NAB and Westpac predict rate cuts in 2025, but who benefits first? Not first home buyers. It’s cashed-up investors with equity who pounce fast. Meanwhile, supply shortages are being weaponized — the housing shortage isn't a crisis, it's a business model to keep prices artificially high.
    We break down how:
    Builders shelve projects while demand rises
    Outer suburbs become overhyped traps for naive buyers
    Wealthy investors grab off-market deals while first home buyers get stuck with negative equity
    Even as property prices rise 4–8% in cities like Brisbane and Adelaide, the average Aussie still struggles because 50% of homes are owned outright. Rich buyers keep bidding, while new buyers are trapped in a treadmill of debt.
    Politicians hype up first home buyer schemes with 5% deposits — but this only drives up prices further. In reality, these schemes create debt-loaded buyers who can’t refinance or build real equity.
    🔪 The real forecast?
    Prices will rise for those who already own. Everyone else is just chasing a bus that left 5 years ago. But with the right strategy, you can still break the system — if you stop listening to media hype and start building long-term generational wealth.
    🔥 If you’re serious about beating this system, book a 15min strategy call before my calendar fills up — like thousands of others already have.

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    Not Yet Known
  • SE1EP1 - The Real Estate Scam Captain Cook Started | How Australia’s Housing System Was Built on Fraud
    Jun 30 2025

    Was Captain Cook the First Migrant Property Flipper in Australia?
    This bold video flips the colonial narrative on its head — asking: what if Captain Cook wasn’t a hero or villain, but just the first uninvited migrant to profit off stolen land? We explore how Australia's migrant double standards began in 1770 and still impact modern-day policies, property access, and economic gatekeeping. From White Australia roots to housing affordability lies, this episode exposes the brutal truth about who really benefits — and why migrant kids are still locked out. Perfect for first-gen Aussies, property investors, and anyone questioning the system.

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    11 mins
  • You Can’t Buy a House Without a Man? The Brutal Truth About Dating & Home Loans | Gen W Podcast Ep 0022
    Jun 8 2025

    Can’t Afford a House Without a Partner?

    You’re Not Alone.

    In this episode of the Gen W Podcast, Australia’s most followed mortgage broker Q Huynh and co-host Grace unpack a real client dilemma: Should first home buyers wait for a partner—or just buy solo? 💔🏠We dive deep into:Why more buyers are teaming up (romantically or with family) to enter the Sydney marketThe emotional cost of tying a mortgage to a relationship too earlyRelationship red flags, dating app chaos, and how rising living costs are warping modern love 💸❤️Personal stories from Q & Grace on buying property young—without help—and what they learnedThe 3 fights rule before you buy with a partner 👊💍Plus: Raw takes on feminist TikToks, gold digger discourse, and why some men are scared of the first date bill.🎯 Whether you're single, coupled-up, or just confused about love + loans in this economy, this one’s for you.Hit like, subscribe, and drop your wildest dating-property crossover questions in the comments.#ModernDating#DatingApps#RelationshipAdvice#LoveAndMoney#DatingInYour20s#FinancialCompatibility#RedFlags#GenWPodcast#ThatHomeLoanDude#QHuynh#GraceAndQ#MortgageBrokerPodcast#PropertyTalkAustralia#FinanceAndRelationships- NOT FINANCIAL ADVICE - 🙏Book a 15min or 60min call with me if you have any questions Go to: www.callhomeloandude.com

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    55 mins
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