What happens if you're a Canadian and get into a car accident in the U.S.? This episode is a must-listen for snowbirds, part-time residents, and anyone who drives across the border. Gerry Scott is joined again by personal injury lawyer Andrew Iacobelli, whose cross-border legal expertise helps Canadians navigate the often-confusing world of U.S. auto accidents, insurance claims, and litigation.

From the importance of underinsured motorist coverage to how fast U.S. litigation can move compared to Canada, Andrew breaks down what to do immediately after a crash, what evidence to collect, and why you should never sign a release form without legal advice. He also explains why Americans injured in Canada may have the advantage—and what every Canadian traveler should keep in their glovebox (spoiler: it’s his book!).

Whether you're road-tripping through Florida, spending your winters in Arizona, or just curious about what your insurance actually covers—you’ll want to take notes.

🧠 Key Takeaways:

• The #1 most important step to take after a U.S. car accident (hint: it’s not calling your insurer).

• Why travel insurance is critical, especially for snowbirds.

• How U.S. adjusters evaluate claims—and why Canadian medical records can be a disadvantage.

• What to know about settlement offers, release forms, and preserving your right to sue.

• The difference between no-fault benefits and underinsured motorist claims—and how to choose the right one for your case.

• When to involve lawyers on both sides of the border (and when you might not need to).

• Why American citizens injured in Canada may actually have stronger negotiating leverage.

• What Canadians should never do before consulting with a lawyer.

If you’re a U.S. citizen living in Canada—or a Canadian with U.S. ties—are you clear on your tax obligations? The answer could be more complicated than you think.

Gerry Scott sits down with cross-border tax attorney Alexey Manasuev from U.S. Tax IQ, to unpack what you really need to know about U.S. and Canadian tax obligations. From foreign retirement accounts to FBAR requirements and residency status, this conversation is packed with insights that could save you thousands—and a major compliance headache.

Key Takeaways:

• U.S. citizens must file U.S. tax returns—even when living abroad

• Canadian residents with U.S. ties face unique filing considerations

• Retirement accounts are not treated equally in both countries

• FBAR filing is mandatory if your foreign accounts exceed $10,000

• Non-compliance comes with steep financial penalties

• The U.S.-Canada tax treaty doesn’t override filing responsibilities

• Residency status plays a central role in determining obligations

• Business owners can use strategic planning to manage cross-border tariffs

• Decision trees can help clarify complex filing questions

• A qualified tax advisor can make all the difference

Whether you're spending a few months in the U.S., managing dual citizenship, or running a cross-border business, this episode offers clarity in a complicated space.

🎧 Tune in now at snowbirdsusdaytracker.com or wherever you get your podcasts.

#Snowbirds #CrossBorderTax #USCanadaTax #ExpatPlanning #RetirementTaxes #GerryScott #AlexeyManasuev #SnowbirdsExpatRadio #FBAR #TaxResidency #RaymondJamesCanada #SnowbirdsUSDayTracker

What really happens when a Canadian sells property in the U.S.—and how do you avoid unexpected tax surprises?

In this episode of Snowbirds Expat Radio, host Gerry Scott welcomes cross-border tax professional Steven Flynn to discuss the growing trend of Canadians selling real estate in the U.S., particularly in sunny destinations like Florida and Arizona.

They break down the key tax implications, from federal withholding rules to state-specific obligations, and explain why Canadians need to file U.S. tax returns to reclaim overpaid taxes. The conversation also highlights the importance of foreign tax credits, how estate sales are handled, and why pre-sale planning can make all the difference.

Whether you're actively selling or just starting to explore the process, this episode offers practical insight to help you prepare and protect your financial interests.

Key Takeaways:

✅ Growing Trend: More Canadians are choosing to sell their U.S. properties due to lifestyle and financial changes.

✅ Federal Withholding Applies: The IRS withholds a portion of the sale price from non-resident sellers.

✅ State Tax Rules Vary: Tax responsibilities can differ significantly from state to state.

✅ Tax Filing Required: Canadians must file a U.S. tax return to report the sale and request refunds.

✅ Foreign Tax Credits Help: These credits can reduce or eliminate double taxation between Canada and the U.S.

✅ Estate Sales Follow Similar Rules: Estates must also comply with U.S. tax filing and withholding requirements.

✅ Plan Before You Sell: Early tax planning can help avoid surprises and maximize your net proceeds.

✅ IRS ID Requirements: Sellers may need to obtain a U.S. tax identification number.

✅ Refunds Can Be Lost: Missing tax filing deadlines may result in forfeiting refunds.

✅ Professional Help Makes a Difference: Having the right guidance can simplify a complex process.

🎧 Tune in now on your favorite podcast platform for an informative look at cross-border property sales.

🔗 Subscribe to Snowbirds Expat Radio for more conversations on real estate, taxes, and expat living.

📢 Questions or comments? We’d love to hear from you!#Snowbirds #CanadianInUSA #USTaxForCanadians #CrossBorderLiving #RealEstateAbroad