In the book The Five People You Meet in Heaven, a man arrives in heaven and encounters five different people who impacted his journey and gave meaning to his life. Today, Mark talks about the five people you should be meeting right before you retire. These are the people who can have a significant impact on your retirement and possibly even help give you a sense of purpose and direction as you enter into the next stage of life.

Here’s what we discuss in today’s show:

📚Why your financial advisor should be a planner, not just a salesperson

📜 How an estate planner helps protect your wishes

🛡️ The role of insurance in your long-term risk management

🏋️‍♂️ Why staying physically active is key to enjoying retirement

💬 How mentorship can bring meaning, structure, and fulfillment post-career

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

It’s one of the most misunderstood numbers in personal finance, and yet it can shape everything from your mortgage rate to your insurance premiums. In this episode, Mark breaks down what your credit score actually measures, why it matters even if you're financially comfortable, and how small, consistent habits can make a big difference over time.

Here’s what we discuss in today’s show:

📉 One error that can drag your score down fast

💳 The 30% rule for smart credit card use

📊 How small habits affect your credit over time

🔐 Why closing that old credit card might backfire

🔎 Why it’s important to keep an eye on your credit score

Resources for this episode:

Bankrate: https://www.bankrate.com

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832

What do you do when life throws retirement curveballs, especially the ones you didn’t see coming? In this mailbag episode, Mark tackles three unique retirement planning questions from listeners like you. You’ll hear whether life insurance can make sense as part of an estate plan and what the 4% rule really means when it comes to dividends and interest. Mark also helps a listener assess the impact of leaving work earlier than expected and what steps to take next.

Here’s what we discuss in today’s show:

📊 What the 4% rule really includes

🏛️ Turning your investments into a meaningful legacy

📦 Evaluating your readiness for early retirement

📈 Why a comprehensive plan beats one-size-fits-all advice

Want to get in touch with Mark?

Web:

https://silverman-associates.com/home

Email:

mark@silverman-associates.com

Phone:

520.512.8832