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Topic #1: 1News 3rd of July - Average NZ property value sees 'modest' uptick in June

Topic #2: Good Returns 1st of July -Service agreements could help banks’ processing timeframes

Topic #3: The Mortgage Mag 2nd of July - Little growth for the rest of this year expected

Topic #4: RNZ 3rd of July - Consumer spending on the rise

Topic #5: Realestate.co.nz 3rd of July - Oops, I bought a house!

Register to our free online "How to Succeed with Property Investing" Events: https://www.propertyapprentice.co.nz/auckland-events/
Book a no-obligation chat with Paul Roberts: https://www.propertyapprentice.co.nz/free-strategy-call/

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 25th of June - Thousands of over-65s earn more than $200,000 - should they get NZ Super?

Topic #2: Good Returns 25th of June -Never a better time in four years for first home buyers

Topic #3: RNZ 25th of June -Removing red tape key priority for FMA - report

Topic #4: Corelogic 26th of June - A good time to get that extra bedroom?

Topic #5: 1News 26th of June - How bad can your credit score get before it's a problem?

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the latest Stats NZ and Westpac building consent data and what it means for property investors, homeowners, and developers across New Zealand.

While April 2025 saw a 17% drop in new dwelling consents, there's more beneath the surface. We unpack:
Why the fall in multi-unit consents isn’t a cause for panic
The resilience of stand-alone houses, with consents rising 2.4% over the past year
What economists are saying about the stabilisation of the construction sector
How lower mortgage rates, rising house prices, and OCR cuts could trigger a recovery
Commercial construction trends: why businesses remain cautious in 2025

Despite short-term volatility, the numbers reveal that New Zealand’s residential building sector may have found a floor—and recovery could be on the horizon.

Whether you're planning to build, buy, or invest, now might be the ideal time to act before momentum shifts.

Tune in for expert insights on how to read the signs and prepare for the next upswing in property development.

If you found this episode helpful, don’t forget to subscribe, leave a review, and share it with someone interested in the property market.

Ready to take the next step? Join our free “How to Succeed with Property Investing” event at propertyapprentice.co.nz or book a meeting with Paul Roberts for tailored advice.

Sources:
https://www.westpaciq.com.au/economics/2025/05/first-impressions-nz-building-consents-april-2025?ai=1748561589863&cd=76673&cid=edm

https://www.stats.govt.nz/news/home-consents-down-in-the-month-of-april-2025/

https://www.mpamag.com/nz/news/general/new-zealand-home-building-consents-down-in-april-but-long-term-trend-stabilises/537692?hsmemberId=47647101&tu=&utm_campaign=&utm_medium=20250602&_hsenc=p2ANqtz--YrJXReTc3eQOqMAy7EO9Ko9vdd_4dgJZJ3CPUMsmL0-PMA5ofqHXx4mqYe5LmHjGzaTPjwYz1935lqz-vySTA8uyA1tvzAMaG1lJQVSbmahcNmGM&_hsmi=364501099&utm_content=&utm_source=

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*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this bonus episode of the Property Apprentice Podcast, host and financial adviser Debbie Roberts breaks down the NZ Government’s ambitious "Going for Housing Growth" agenda—a series of reforms that could significantly reshape the building consent system and property development process across Aotearoa.

If you've ever experienced delays or frustrations with building consents, you’ll want to hear this.

Here’s what we cover:

• The major overhaul of New Zealand’s building consent system
• Easier approval and access to international building products
• Plans to allow granny flats up to 70sqm without needing full consent
• How builders, plumbers, and drainlayers may soon self-certify their own work
• New targets to complete 80% of building inspections within 3 working days
• The balance between cutting red tape and maintaining building quality and safety

Whether you're a property investor, homeowner, builder, or someone planning a project, these changes could impact your timeline, your costs, and your opportunities.

Stay informed and get ahead of the curve.

Don’t forget to subscribe, leave a review, and share this episode with anyone in the building or property industry.

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: RNZ 19th of June - House prices to be '20% lower in 2030s than 2021' - forecast

Topic #2: Good Returns 18th of June -Rising inflation adding to RBNZ’s headache

Topic #3: Stuff 19th of June -Kāinga Ora to halt over 200 developments, sell vacant land

Topic #4: RNZ 19th of June - Quarter of households rely on government housing support

Topic #5: 1News 17th of June - How long will better times for renters last?

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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Topic #1: 1News 9th of June -Another big bank cuts home loan interest rates

Topic #2: RNZ 9th of June -'It would be foolish to be relying on a council valuation' - property experts

Topic #3: Good Returns 11th of June - ‘Excessive’ security agreements by banks need investigating – lobby group

Topic #4: Oneroof.co.nz 11th of June - Tony Alexander: Who'll blink first on unrealistic asking prices?

Topic #5: RNZ 12th of June - The suburbs where house prices are picking up

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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In this episode of the Property Apprentice Podcast, host Debbie Roberts, financial adviser and owner of Property Apprentice, breaks down the latest KiwiSaver changes announced in the government’s May 22nd, 2025 Budget. Whether listeners are saving for their first home, planning for retirement, or simply trying to make sense of the updates, this episode delivers clear and practical insights.

Here’s what’s covered:

• 16- and 17-year-olds will now receive employer and government contributions to their KiwiSaver accounts
• The default employee and employer contribution rate will increase from 3% to 3.5% in 2026, and to 4% by 2028
• The annual government KiwiSaver top-up will be halved from $521 to $260.72 as of July 1, 2025
• Individuals earning over $180,000 will no longer receive any government contributions
• What these changes mean for savers and how they could affect long-term balances
• Why this is a great time to help teens start contributing to KiwiSaver
• Tips on how to make the most of what's still available

Debbie encourages listeners to check out the updated KiwiSaver Calculator at www.sorted.org.nz to assess how the changes might impact their savings goals.

Whether it's good news for young savers or a wake-up call for high earners, Debbie offers a balanced take on what the new rules mean for Kiwis — and how to adapt.

🔔 Subscribe, leave a review, and share this episode with anyone who has a KiwiSaver account or is thinking of starting one.

#KiwiSaver #NZBudget2025 #PropertyApprentice #FinancialAdviceNZ #FirstHomeBuyer #RetirementPlanning #DebbieRoberts #SortedNZ #FinancialLiteracyNZ

Support the show

*Nothing from this episode should be taken as individual financial advice.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.