In this episode, host Lloyd James Ross is joined by his partner Alisha Fernandez as they tackle the complex intersection of love and finance. They discuss the importance of being with someone who shares your ambitions, highlighting how financial infidelity can impact relationships. Lloyd emphasizes that couples should be prepared for the responsibilities that come with both love and entrepreneurship. The conversation also touches on the challenges of starting a business as a couple and the dynamics of ambition within partnerships. Tune in to hear insights on navigating financial discussions and fostering a successful partnership in both life and business.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Alisha:

https://www.instagram.com/alishafernandez87/

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Timestamps

[00:00:00] Introduction

[00:02:39] Money talk on first dates.

[00:04:43] Financial compatibility in relationships.

[00:08:13] Financial ambition in relationships.

[00:10:27] Joint vision board for couples.

[00:15:42] Merging bank accounts in relationships.

[00:18:45] Joint and individual bank accounts.

[00:20:50] Financial communication in relationships.

[00:24:13] Joint investment strategies for couples.

[00:26:35] Starting a business as a couple.

[00:30:31] Kids and financial stability.

[00:33:00] Financial education for children.

[00:39:50] Financial infidelity in relationships.

In this episode of the podcast, host Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the challenges of living paycheck to paycheck and provides a roadmap to financial freedom. He emphasizes the importance of understanding your finances and developing better money habits rather than simply seeking more money. Lloyd outlines a five-step process designed to help listeners break free from financial turmoil and transition into wealth-building mode. This episode is particularly aimed at those feeling overwhelmed by their financial situation, offering actionable strategies to take control of their cash flow and ultimately achieve financial success. Tune in to learn how to escape the cycle of financial stress and start making your money work for you.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:01:35] Know your exact numbers.

[00:03:30] Paying yourself first.

[00:06:58] Cutting lifestyle creep.

[00:10:32] Building an emergency fund.

[00:12:28] Building a side hustle early.

Better understand the stock market without losing your cool. In this episode, Lloyd James Ross unpacks why markets dip, how investors usually react, and what you can do instead. He breaks down the different types of downturns—because not every drop is a disaster—and explains why so many people panic when they don’t need to. Lloyd also shares why keeping your head clear matters and hints at ways to build financial stability no matter what the market’s doing. If you're aiming for long-term financial freedom, this is one you don’t want to miss.

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

https://www.facebook.com/5stepstomillions/

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

Timestamps

[00:00:00] Introduction

[00:02:08] Market crashes and corrections.

[00:03:45] Dot-com bubble crash explained.

[00:06:55] The property market collapse.

[00:10:18] The 2008 financial collapse.

[00:13:07] Market corrections and cycles.

[00:17:48] Market corrections create opportunities.

[00:19:16] Dollar cost averaging strategy.