
🏠 Rates Drop, Buyers Wait, Zillow Shifts + The Rise of Nepo Buyers?! | Mortgage Heroes
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About this listen
Rates have dipped to 6.77%, Jerome Powell hinted at more cuts, and market sentiment is finally shifting… but are YOU ready to move when the moment hits?
In this week’s episode, Andy and Will break down three trending topics every homebuyer, homeowner, and real estate pro needs to understand right now:
🔥 1. Should you get pre-approved now or wait for rates to drop further?
🔑 2. Why “nepo buyers” (gifted down payments from family) are changing the game
💻 3. Zillow's new listing policy: transparency play or power grab?
Plus: A heartbreaking real-life story of a buyer who wasn’t ready and missed out on a life-changing deal — and how you can avoid the same mistake.
💡 Here’s what we cover:
✅ How just a 0.25% rate drop could save you $200+ per month
✅ Why being prepared early gives buyers a massive competitive edge
✅ The rise of intergenerational wealth in real estate (and how to tap into it)
✅ House hacking, co-signing, ADUs, and creative buying in 2025
✅ How Zillow’s new policy impacts pocket listings, MLS, and sellers
✅ What this all means for YOU — whether you're buying, selling, or refinancing
Whether you're a first-time buyer, market watcher, or seasoned investor, this episode is packed with strategies and real-world insight to help you win in today’s housing market.
💬 Got thoughts on Zillow’s new rules or nepo buying? Drop a comment below!
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📩 Want to get pre-approved or explore your options? Reach out to us directly!