Stop Bleeding Wealth in 2025’s Turbulent Economy

Rising inflation, shrinking oversight (bye‑bye CFPB), and soaring costs on everything from steel to student loans are eroding hard‑won gains. In this Fiscally Fabulous® Real Estate Success Session, host Dr. Teresa R. Martin teams up with powerhouse investors and legal experts to show you how to protect—and scale—your assets right now.

🔥 What You’ll Learn

• Economic Reality Check – How federal cuts, agency closures, and constant rate hikes threaten traditional portfolios.

• Tax Lien & OPM Playbook – Why liens and business credit are outperforming flips and passive 401(k)s.

• Pro‑Forma Mastery – Turn cash‑on‑cash, NOI, and five‑year ROI into your personal risk radar.

• Legislation Watchlist – Tariffs, FEMA/DOE budget cuts, CFPB dismantling—what they mean for financing, rents, and property values.

• Business‑Credit Blueprint – Build 5+ Net‑30 vendor lines (Uline, Quill, etc.)—without your SSN—to fund deals with Other People’s Money.

  
  

🗝️ Quotes to Remember“Play time is over… waiting for someone to hand you a deal is financial suicide.” – Dr. Teresa R. Martin
“It doesn’t matter if your coach is a millionaire—are they turning you into one?” – Dr. Teresa R. Martin

✅ Action Steps

1. Audit Your Money’s ‘Playground’
   Shift idle cash from low‑yield bank accounts and stagnant 401(k)s into assets that outrun inflation—tax liens, strategic rentals, or alternative funds.

2. Master the Pro‑Forma
   Demand clear numbers on cash flow, expenses, appreciation, and exit options before you invest another dollar.

3. Research Your Tax‑Lien County
   Pull the next auction list, learn registration rules, and practice underwriting liens before bidding real capital.

4. Open & Use Net‑30 Vendor Accounts
   Pay early each month to report positive trade lines and unlock higher-limit business credit cards.

5. Monitor Policy Shifts Weekly
   New tariffs or agency cuts can hit margins overnight—stay nimble by tracking legislation that affects financing or demand.

⏱️ Episode Highlights00:00 – Welcome & Economic Wake‑Up Call
01:54 – Global/National Real Estate Strategy
02:43 – Political & Inflation Impacts
16:55 – Tax Tactics that Beat the IRS
29:49 – Networking That Moves Deals
36:31 – Community Events & Tax Lanes
42:16 – Generational Wealth Break‑Down
50:17 – Business Credit in Real Life
1:07:52 – Final Charge & Next Moves

🚀 Conclusion: Act, Don’t ReactGovernment safety nets are shrinking, and cost shocks keep coming. Use your pro‑forma as a weapon, fortify both personal and business credit, and pivot into assets built for volatility. The investors who stay informed—and stay liquid—will seize deals while everyone else freezes. Don’t wait for a bailout; build your own.

REIA NYC: https://reianyc.org/
Dr. Teresa R. Martin: LinkedIn | https://enjoyyourlegacy.com/

Feeling stuck deciding whether to buy, hold, or cash out in today’s market? With interest rates bouncing, housing prices fluctuating across regions, and economic uncertainty casting a shadow over every investment, making the right move in 2025 feels harder than ever.

In this power-packed market forecast episode of Fiscally Fabulous®, Dr. Teresa R. Martin breaks down the critical real estate trends, funding strategies, and investor insights you need to navigate today’s shifting landscape with confidence.

As a real estate attorney, investor, and founder of the Generational Wealth Zone, Dr. Teresa has over 25 years of experience helping professionals—especially women—turn passive income dreams into active wealth-building plans. In this episode, she shares what’s actually working in 2025 and what’s no longer worth your time.

You’ll learn:

• Which markets are heating up—and which are overpriced

• Top 3 investment plays for 2025: turnkey rentals, fractional real estate, and tax lien investing

• Why flips and wholesales may no longer be viable for most

• How credit and entity structure can accelerate—or sabotage—your investing journey

• How to vet markets, teams, and creative strategies like seller financing and group homes

Whether you're a nurse, educator, landlord, or first-time investor looking to diversify, this episode delivers the clarity you need to stop guessing and start growing.

Key Quotes:"The only thing that has been stable across the board has always been real estate." – Dr. Teresa R. Martin.
"Creative financing is about leveraging strategies where you're not utilizing traditional loans."
"Always have a 'wealth tape' conversation with your significant others and potential partners."

✅ Key Takeaways:🎯 Identify Your Investment Niche & Strategy
Stop chasing every trend. Choose a strategy—like turnkey rentals, fractional ownership, or tax liens—and commit to mastering it.

📍 Research Secondary & Emerging Markets
Use Dr. Teresa’s “Moneyball Method” to compare job growth, rental demand, and affordability in cities like Charlotte, Orlando, Memphis, and Oklahoma City.

🏗️ Build Strong Foundations
Optimize your credit and legal structure. Create a compliant LLC, and open 3–5 net-30 accounts to establish business credit for future funding access.

🤝 Know Your Role: Operator or Owner?
Do you want control (landlord/operator) or freedom (passive/owner)? Choose based on your goals, time, and risk tolerance.

🗓️ Map Your 1–3–5 Year Wealth Plan
Reverse-engineer your financial goals. Set clear actions for this quarter and align them with your long-term vision.

⏱️ Episode Timeline:00:00 – Welcome to Fiscally Fabulous
00:50 – Real Estate Trends for 2025
02:14 – Strategy Deep Dive
03:42 – Turnkey and Passive Options
05:31 – Financing and Credit Tips
10:17 – Market Research & Local Plays
17:50 – Recap and Final Thoughts

🎯 Conclusion:If this episode teaches you one thing, it’s this: guessing is not a strategy. With today’s volatile real estate market, smart investors must get focused, build the right foundation, and act with intention.

Whether you're ready to dive into rentals, explore fractional models, or earn through tax liens, now’s the time to align your strategy with where the market is going—not where it was. Define your niche, sharpen your numbers, and build your team. When you're prepared, you won’t just survive—you’ll scale.

Learn more about REIA NYC:
Website: https://reianyc.org

Connect with Dr. Teresa R. Martin:
LinkedIn: https://www.linkedin.com/in/teresarmartin/
Website: https://enjoyyourlegacy.com

What if the greatest threat—or opportunity-to your real estate business wasn’t the housing market, but the policies shaping it behind the scenes? Now that we are deep into 2025, legislative changes are poised to have a bigger impact on investors than ever before. In this timely and eye-opening episode of Fiscally Fabulous®, host Dr. Teresa R. Martin, Esq. is joined by legislative expert Paul Bodley for an unfiltered look at how executive orders, tax reforms, immigration policies, and zoning laws could shift the entire playing field for real estate entrepreneurs. Together, they unpack the real-world implications of expiring tax cuts, a growing federal deficit, and new tariffs that will drive up material costs, raising serious concerns for flippers, buy-and-hold investors, and developers alike. But it’s not all doom and gloom. The conversation also shines a light on powerful local solutions, including New York’s groundbreaking “City of Yes” initiative and the potential of land banks as affordable pathways to property ownership. Whether you’re an investor agent, a business owner looking to diversify, or just getting your feet wet in real estate, this episode delivers essential context, actionable insights, and the motivation to get informed—because in today’s environment, what you don’t know can cost you. Key Quotes:

• “Local initiatives like the 'City of Yes' may do more for housing than anything coming out of Washington. That’s where smart investors should focus." - Paul Bodley
• “We're not just talking luxury condos anymore. We need housing for bakers, sanitation workers, city employees—real people.” - Paul Bodley
• “Legislation is legislation—regardless of the state you live in. You must understand what's happening where you invest.” - Dr. Teresa R. Martin

Key Takeaways:

• Federal Policy Shifts Matter: Executive orders reinstating Title 42 and Schedule F could have long-term impacts on immigration and government workforce stability, affecting labor availability in real estate-critical sectors like construction and healthcare.
• Rising National Debt & Tax Cuts: The potential extension of 2017 tax cuts may add $7 trillion to an already $36 trillion deficit, raising investor concerns about bond markets, inflation, and funding for key public programs.
• Tariffs & Inflation: New tariffs will likely raise prices on essentials like lumber and appliances, increasing renovation and development costs for real estate investors.
• Affordable Housing Crisis: Federal inaction means local solutions like New York’s “City of Yes” initiative are vital. Zoning relaxations aim to increase housing stock through ADUs, reduced parking mandates, and small-scale multifamily development.
• Opportunity in Land Banks: With high property prices, investors should explore land banks and state-funded revitalization programs to access underutilized real estate assets affordably.

Highlights/Timeline: 00:00 Introduction to Fiscally Fabulous 00:52 Legislative Updates and Their Impact 02:29 Federal Budget and Debt Limit Concerns 03:31 Tax Cuts and Economic Implications 05:16 Tariffs and Their Consequences 08:19 Housing Policies and Local Initiatives 10:59 Real Estate Investment Strategies 15:59 Community and Real Estate Focus 17:57 Conclusion and Call to Action Conclusion:As we are deep into 2025, one thing is clear: legislation and economic policy are no longer background noise—they're front and center in shaping your success as a real estate investor. From federal tax debates to local zoning wins, staying informed isn't optional—it's your competitive edge. This episode of Fiscally Fabulous® arms you with the insights to navigate rising costs, shifting regulations, and hidden opportunities in today’s market. Don’t just react—strategize. Learn more about REIA NYC: Website: https://reianyc.org/ Learn more about Dr Teresa R. Martin on: LinkedIn: https://www.linkedin.com/in/teresarmartin/ Website: https://enjoyyourlegacy.com/