Episodes

  • Weight Loss Drug Coverage & Current Medicare News - April 18, 2025

    Weight Loss Drug Coverage & Current Medicare News - April 18, 2025
    Apr 18 2025
    In this episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions guides listeners through the complexities of Medicare and highlights often overlooked coverage gaps. Courtney explains that while Medicare covers many medical needs, there are significant exclusions, such as certain weight loss drugs and home health care services. She emphasizes the importance of consulting with knowledgeable insurance professionals to fill these gaps with supplementary policies like home health care insurance. Cortney also touches on the capped out-of-pocket costs under the Inflation Reduction Act and advises on the annual election period for reviewing Medicare plans.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
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    15 mins
  • Medicare 101 - April 4, 2025

    Medicare 101 - April 4, 2025
    Apr 4 2025
    In the latest episode of "Coffee with Cortney," host Cortney Dale of Sunflower Insurance Solutions provides valuable insights into navigating the complexities of Medicare, emphasizing the importance of understanding the different parts of Medicare, such as Parts A and B, which are integral to original Medicare.

    Cortney sheds light on the intricate enrollment process and the common confusion surrounding social security and Medicare and also touches on the gaps in Medicare coverage, such as dental, vision, hearing, and long-term care, and how to address them with supplemental insurance policies.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
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    15 mins
  • Navigating Medicare Myths and Maximizing Coverage - February 21, 2025

    Navigating Medicare Myths and Maximizing Coverage - February 21, 2025
    Feb 21 2025
    As healthcare expenses continue to rise, understanding the intricacies of Medicare becomes crucial for a secure and comfortable retirement. Cortney sheds light on common misconceptions about Medicare, such as the belief that it covers all medical expenses after age 65, and emphasizes the importance of holistic retirement planning, including income, investments, taxes, legacy, and, importantly, healthcare.

    Cortney provides invaluable insight into Medicare components, such as Part A, Part B, and supplemental plans like Plan G and Plan N, explaining how they work and how to choose the right plan without overpaying. She also discusses the flexibility of changing supplemental plans throughout the year and how her team assists clients. Cortney's expertise helps demystify the often confusing world of Medicare.


    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
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    15 mins
  • Navigating Part D Changes, Supplemental Coverage, and Enhanced Benefits - February 7, 2025

    Navigating Part D Changes, Supplemental Coverage, and Enhanced Benefits - February 7, 2025
    Feb 7 2025
    Cortney emphasizes the importance of understanding Medicare, given that many people have paid into it throughout their careers but may not fully grasp its intricacies. She discusses the recent changes in Part D Medicare enrollment and the $2,000 out-of-pocket cap for prescription drugs, noting some confusion about covered drugs and the necessity of prior authorizations. The episode also highlights the brokerage's role in aiding clients without direct charges, funded instead by commission from the insurance companies.

    Cortney also delves into the flexibility of supplemental coverage, explaining that changes can be made at any time of the year, unlike during the open enrollment period for Part D plans. This can result in significant savings for individuals who qualify for new plans. Additionally, Cortney touches on the importance of dental insurance, which is not covered by traditional Medicare, and notes the emergence of viable plans that benefit clients more effectively. She encourages listeners to reach out to Sunflower Insurance Solutions for tailored assistance in maximizing their Medicare benefits and exploring new dental insurance options.

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
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    15 mins
  • The Medicare Drug Cap, Donut Hole and Other 2025 Questions - January 10, 2025

    The Medicare Drug Cap, Donut Hole and Other 2025 Questions - January 10, 2025
    Jan 10 2025
    Discussing questions about Medicare in 2025 in regards to the drug cap, the 'donut hole', prescription drugs and more!

    For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/
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    15 mins
  • 12-13-2024 Post Open Enrollment Period

    12-13-2024 Post Open Enrollment Period
    Dec 13 2024
    12-13-2024 Post Open Enrollment Period by Sunflower Insurance Solutions
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    15 mins
  • 12-6-2024 Medicare Open Enrollment Closes Soon

    12-6-2024 Medicare Open Enrollment Closes Soon
    Dec 6 2024
    12-6-2024 Medicare Open Enrollment Closes Soon by Sunflower Insurance Solutions
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    15 mins
  • 11-15-2024 Navigating Medicare and Social Security

    11-15-2024 Navigating Medicare and Social Security
    Nov 15 2024
    11-15-2024 Navigating Medicare and Social Security by Sunflower Insurance Solutions
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    15 mins
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