A recent Credit Karma poll found 49% of Gen Z’ers says "planning for the future feels pointless," so they’d rather spend freely. On this episode, we’re talking with Chip Griffith, the Chief Retail Sales Officer at OneAZ Credit Union. We’ll dig into why this generation feels so discouraged about their finances. We’ll also talk about the "buy now pay later" culture, and some strategies to re-prioritize long-term financial goals.

Money can always be a intimidating topic, especially for children. But talking to your kids at an early age can set them up for success later on. And if you don't talk to them, maybe someone else will, and that someone else could be advertisers or even social media. On this episode, Walter Clarke joins us. He's an author who just released a book called the 401 Kid where he explains how you can start introducing financial literacy early on in life and how talking about money should be a good thing instead of being ignored.

Take a second and think about how many robocalls you got just this week. Big number right? You’re not alone. So far this year, Americans have received more than 24 BILLION robocalls. That’s an 11 percent jump, year-over-year. Some of those calls are just really annoying. Others could be costly scams. On this episode, our guest is Alex Quilici. He is the CEO of YouMail, a free call protection app. We’ll talk about some of the most aggressive spam calls, why scam calls are increasing – even with extra enforcement, and most importantly, how to stop them.