
You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Troy Millings
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Ronald Peet
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Rashad Bilal
About this listen
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
This audiobook features a special welcome message from co-author Rashad Bilal.
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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- The 9 Hard Truths About Love That Will Change Your Life
- By: Jillian Turecki
- Narrated by: Jillian Turecki
- Length: 8 hrs and 5 mins
- Unabridged
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Jillian Turecki’s holistic, compassionate, yet no-nonsense approach to love has attracted a devoted following of millions. In her highly anticipated debut book, she makes clear that if you want a meaningful relationship filled with connection, security, and intimacy, you have to look within. The common denominator in all your relationships is you. Drawing from decades of experience helping clients heal themselves and their relationships, It Begins with You introduces the 9 core truths we must accept in order to change our lives.
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shallow..
- By slc on 01-30-25
By: Jillian Turecki
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Dropshipping and Ecommerce for Beginners 2025
- Master Your Business, Make Money with Smart AI & ChatGPT Tools: Boost Earnings, Maximize Passive Income, Scale Your Profitable Shopify Store
- By: Maxwell Cyberstein
- Narrated by: Jason Belvill, Millian
- Length: 5 hrs and 5 mins
- Unabridged
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Are you ready to revolutionize your e-commerce business? The future is here, and it’s driven by artificial intelligence. From automating mundane tasks to creating hyper-personalized shopping experiences, AI is transforming the way we buy, sell, and grow online. Whether you're an aspiring entrepreneur or a seasoned e-commerce professional, this book is your ultimate guide to harnessing AI and tools like ChatGPT to scale your business and maximize profits.
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Nice for starting drop shipping
- By Frank on 04-15-25
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12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
- By Chris Love on 11-28-20
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Become Who You Were Meant to Be
- A Devotional for Fulfilling Your Purpose and Maximizing Your Potential
- By: Myles Munroe
- Narrated by: Virtual Voice
- Length: 3 hrs and 19 mins
- Unabridged
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It’s Time to Unlock Your Potential and Discover Your Destiny! Do you long to make a difference with your life, only to find yourself burned out by unfulfilling work? Have setbacks, failures, and criticism stolen your joy and left you questioning your worth and purpose? The truth that the enemy doesn’t want you to know is that you were created with a purpose and destiny. And not just any purpose or destiny—a world-changing, history-making role only YOU can fill! Known for activating potential and igniting purpose in those he ministered to, internationally beloved pastor Dr. Myles ...
By: Myles Munroe
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The Man the Moment Demands
- Master the 10 Characteristics of the Comprehensive Man
- By: Jason Wilson
- Narrated by: Jason Wilson
- Length: 6 hrs and 27 mins
- Unabridged
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In a world where misinformation distorts the essence of manhood and societal expectations push men into emotional incarceration, bestselling author and founder of the Cave of Adullam, Jason Wilson, offers a path to freedom. The Man the Moment Demands will empower you to become the right man in every moment by embodying the ten characteristics of the comprehensive man: the Fighter, the Provider, the Leader, the Lover, the Nurturer, the Gentleman, the Friend, the Husband, the Father, and the Son.
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The Comprehensive Man
- By Anonymous User on 02-12-25
By: Jason Wilson
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I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
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Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
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Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
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Why Should White Guys Have All the Wealth?
- How You Can Become a Millionaire Starting from the Bottom
- By: Cedric Nash
- Narrated by: BZ Cullins
- Length: 11 hrs and 43 mins
- Unabridged
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Why Should White Guys Have All the Wealth? digs into why you find it hard to do what you need to do with your money to become a millionaire and shows you how to push past it. Yes, there’s tons of information on personal finance, but Nash’s M$M wealth-building system integrates the steps you need to develop the right mindset, adopt the right values, and make the right money moves. Designed to make you a millionaire, it will mobilize your financial state even if you’re starting from the bottom.
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Historical records
- By Jan Glover on 03-09-25
By: Cedric Nash
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Why It's OK to Talk About Trauma
- How to Make Sense of the Past and Grow Through the Pain
- By: Charlie Webster
- Narrated by: Charlie Webster
- Length: 10 hrs and 7 mins
- Unabridged
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Why It's OK to Talk About Trauma is the book your brain, body and future self need to listen to. 1 in 2 people experience trauma at some point in their lives. Trauma can be a result of anything which causes fear, helplessness and horror. Broadcaster and abuse survivor Charlie Webster uses her own lived experience alongside advice from experts to create a companion for trauma survivors – a book that will help, explain, understand and navigate the impact of trauma on our lives.
By: Charlie Webster
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Black American Money
- By: Dr. Boyce Watkins
- Narrated by: Thomas A. Penny
- Length: 7 hrs
- Unabridged
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In this book, Dr. Boyce Watkins breaks down how black power can thrive in a capitalist society. In his standard down-to-earth style, Dr. Watkins explains how capitalism works in America and why money stands in the way of true racial equality. This is a must-listen for those seeking to understand the next generation in the pursuit of Civil Rights.
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Black American Money
- By AEC on 04-09-25
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Master Options, Crypto, and Day Trading for Passive Income
- Proven Strategies and Psychological Edge to Dominate Any Market - From Stocks to Cryptocurrency
- By: Jacob Ferriss
- Narrated by: Dodd Vickers, Tom Brooks
- Length: 11 hrs and 18 mins
- Unabridged
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Are you ready to unlock the potential of financial freedom through trading? Whether you're a beginner or looking to refine your skills, this comprehensive guide will give you the tools and strategies to succeed in any market—be it stocks, cryptocurrency, or options.
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Practical Advice That Works
- By Lia Murphy on 12-20-24
By: Jacob Ferriss
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Financial Literacy for Kids Decoded
- Practical Guide for Busy Parents to Essential Money Skills on Budgeting, Saving, and Investing for a Confident and Secure Future
- By: FutureMinds Academy
- Narrated by: Slade Hovick
- Length: 3 hrs and 43 mins
- Unabridged
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Do you want to prepare your child for a secure financial future but feel overwhelmed by where to start? You’re not alone. Many parents share the same concern, juggling busy schedules and financial topics that seem too complex to teach. But here’s the good news: teaching kids about money can be simple, fun, and stress-free—even if you’re still learning yourself.
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Raise Financially Smart Kids!
- By KP on 03-02-25
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What's Your Dream?
- Find Your Passion. Love Your Work. Build a Richer Life.
- By: Simon Squibb
- Narrated by: Simon Squibb
- Length: 7 hrs and 55 mins
- Unabridged
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From early on, we are taught that there's only one path to getting ahead: do well at school, get a certain kind of job, and avoid failure at all costs. We're so busy trying to follow these rules that we never stop and ask ourselves: What's my purpose? Is my 9-5 really what I want to do? What kind of job or business do I really want to pursue? Do I have the power to make it happen? With Simon Squibb’s incisive new book, you can make it happen.
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A refreshing take on how to pull yourself UP!
- By Lucca ate your Lunch! on 01-23-25
By: Simon Squibb
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Find Work-Life Balance
- By: The Great Courses, Christine Carter
- Narrated by: Christine Carter
- Length: 3 hrs and 5 mins
- Original Recording
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Author, life coach, and leadership expert Dr. Christine Carter believes that we need to completely rethink the way we approach our work in relation to the rest of our lives. And in the 10 lessons of Find Work-Life Balance, that is exactly what she will help you do.
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Amazing! 🤩
- By ihoru on 02-05-25
By: The Great Courses, and others
What listeners say about You Deserve to Be Rich
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- David Johnson
- 01-31-25
Very good financial read
I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful
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- Anonymous User
- 02-04-25
A book for US.
A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.
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- Lewis B Robinson
- 03-07-25
Amazing Book, Shoutout to Rashad updating the voice
Book reads like a movie now!! Excellent listen now and the content and message can be taught to the masses!
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- Amazon Customer
- 03-26-25
Great message bad narration
I think I would have enjoyed reading the book instead of listening to the audiobook. The narration was a distraction to the message they were trying to deliver. Overall great advice in the book. Consider buying it instead of listening.
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- Tracey
- 04-19-25
Very informative i have a better understanding of how to do better with improving my financial status
This is timeless and very informative and should be taught in the school system definitely was clear and relatable. Troy and Rashad did an excellent job of explaining this way I could understand the voice narration of Troy and the other gentleman was perfect. I thank you so much for this experience and I will see you at best best 2025.
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- Erica Downing
- 01-16-25
Experienced Audible Listener
I have listened to audible books for the past 10 years as a convenience. I usually buy the paper version of a book as well because I just like reading actual books. This book is a gold mine of gems for any listener seeking to increase their financial literacy and decrease the stress and strain of financial illiteracy. If you are a seasoned Audible listener but have not actually been following these guys on assets of liabilities or Market Mondays or best test you would not understand their cadence or have followed the fact that they genuinely wanted to record this themselves instead of hiring a professional, you may not like it because the authors read the book to provide a personal touch and we’re not trained in that manner. As a follower of their podcast and shows I personally know this is how they always sound when they’re reading something off so I was OK with listening to this version. I also bought a hard copy when I went to the book signing in Washington DC, I look forward to the next one.
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1 person found this helpful
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- Mumu
- 01-28-25
Just speed up the Audio player
I would strongly recommend listeners to increase the player speed to 1.20-1.40 to have a better listening experience. other than that it was an original detailed approach to financial literacy. what these guys are doing is necessary work for the community and I will always support. they inspire me everyday.
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1 person found this helpful
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- Yaboy Twan
- 01-24-25
LIT
If you want to hear it in our vernacular this is the book for you.
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- Anonymous User
- 01-23-25
Financial literacy for Us By Us
Amazing book, lots of gems, game, and financial equality! I love how they expressed no matter your starting position you can obtain financial wealth, this should instill confidence in anyone
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- Jamare Bates
- 02-27-25
Love this book!
Really like the tangible blueprint and actions to follow. A step by step guide tailored for anyone.
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