
Start Late, Finish Rich
A No-Fail Plan for Achieving Financial Freedom at Any Age
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.99/mo for the first 3 months

Buy for $17.50
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
David Bach
-
By:
-
David Bach
About this listen
Whether you are in your 30s, 40s, 50s, or even older, Bach shows that you really can start late and still live and finish rich, and you can get your plan in place fast. In a motivating, swift read you learn how to ramp up the road to financial security with the principles of spend less, save more, make more, and most important, live more. And he gives you the time-tested plan to do it.
David Bach gives you step-by-step instructions, phone numbers, and Web site addresses, everything you need to put your Start Late plan into place right away. And he shares the stories of ordinary Americans who have turned their lives around, at 30, 40, 50, even 60 years of age, and are now financially free. They did it, and now it's your turn. With David Bach at your side, it's never too late to change your financial destiny. It's never too late to live your dreams. It's never too late to be free.
©2005 David Bach (P)2005 Random House, Inc. Random House Audio, a division of Random House, Inc.Listeners also enjoyed...
-
Smart Women Finish Rich, Expanded and Updated
- By: David Bach
- Narrated by: David Bach, Kathleen McInerney
- Length: 13 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
With over one million copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded, and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women.
-
-
The regular person can understand/follow the info
- By Winnie on 02-01-22
By: David Bach
-
The Automatic Millionaire
- A Powerful One-Step Plan to Live and Finish Rich
- By: David Bach
- Narrated by: David Bach
- Length: 4 hrs and 56 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Automatic Millionaire starts with the powerful story of an average American couple (he's a low-level manager, she's a beautician), whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings.
-
-
Common Sense Stuff
- By David on 12-07-09
By: David Bach
-
The Latte Factor
- Why You Don't Have to Be Rich to Live Rich
- By: David Bach, John David Mann
- Narrated by: Mizuo Peck, David Bach
- Length: 3 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
-
-
The book told me that I should return it
- By Andy Medders on 05-09-19
By: David Bach, and others
-
The Slight Edge
- Turning Simple Disciplines into Massive Success and Happiness
- By: Jeff Olson
- Narrated by: Shane Hagedorn
- Length: 9 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Slight Edge is a way of thinking, a way of processing information that enables you to make the daily choices that will lead you to the success and happiness you desire. In this 8th anniversary edition you'll hear not only the life-changing concepts of the original book, but also learn what author Jeff Olson discovered as he continued along the slight edge path: the Secret to Happiness and the Ripple Effect.
-
-
Big start, bottoms out, then big finish
- By Trevor Pierce on 07-15-23
By: Jeff Olson
-
Smart Couples Finish Rich
- By: David Bach
- Narrated by: David Bach
- Length: 3 hrs and 5 mins
- Abridged
-
Overall
-
Performance
-
Story
Whether you're newlyweds, celebrating your twentieth anniversary, or on your second or third marriage - whatever age or tax bracket you're in - this comprehensive, positive, financial lifesaver will help you and your partner communicate comfortably about money and start building a strong financial future together. From the best selling author of Smart Women Finish Rich!
-
-
Solid beginner's book
- By Scott Wozniak on 01-18-15
By: David Bach
-
The Automatic Millionaire Homeowner
- A Powerful Plan to Finish Rich in Real Estate
- By: David Bach
- Narrated by: Gavin Hammon
- Length: 5 hrs and 42 mins
- Unabridged
-
Overall
-
Performance
-
Story
How does an ordinary person with an ordinary income reach their seven-figure dreams? First they must own their own home, and do it David Bach's way. The financial coach who has helped millions to finish rich is back with a simple, powerful solution to get rich in real estate. As David says, "Renters stay poor, homeowners get rich, and smart landlords laugh all the way to the bank!"
-
-
Great Book with Realistic Approach!
- By Jason on 02-13-07
By: David Bach
-
Smart Women Finish Rich, Expanded and Updated
- By: David Bach
- Narrated by: David Bach, Kathleen McInerney
- Length: 13 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
With over one million copies sold - Smart Women Finish Rich is one of the most popular financial books for women ever written. A perennial bestseller for over two decades, now Bach returns with a completely updated, expanded, and revised edition, Smart Women Finish Rich, to address the new financial concerns and opportunities for today's women.
-
-
The regular person can understand/follow the info
- By Winnie on 02-01-22
By: David Bach
-
The Automatic Millionaire
- A Powerful One-Step Plan to Live and Finish Rich
- By: David Bach
- Narrated by: David Bach
- Length: 4 hrs and 56 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Automatic Millionaire starts with the powerful story of an average American couple (he's a low-level manager, she's a beautician), whose joint income never exceeds $55,000 a year, who somehow manage to own two homes debt-free, put two kids through college, and retire at 55 with more than $1 million in savings.
-
-
Common Sense Stuff
- By David on 12-07-09
By: David Bach
-
The Latte Factor
- Why You Don't Have to Be Rich to Live Rich
- By: David Bach, John David Mann
- Narrated by: Mizuo Peck, David Bach
- Length: 3 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
-
-
The book told me that I should return it
- By Andy Medders on 05-09-19
By: David Bach, and others
-
The Slight Edge
- Turning Simple Disciplines into Massive Success and Happiness
- By: Jeff Olson
- Narrated by: Shane Hagedorn
- Length: 9 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Slight Edge is a way of thinking, a way of processing information that enables you to make the daily choices that will lead you to the success and happiness you desire. In this 8th anniversary edition you'll hear not only the life-changing concepts of the original book, but also learn what author Jeff Olson discovered as he continued along the slight edge path: the Secret to Happiness and the Ripple Effect.
-
-
Big start, bottoms out, then big finish
- By Trevor Pierce on 07-15-23
By: Jeff Olson
-
Smart Couples Finish Rich
- By: David Bach
- Narrated by: David Bach
- Length: 3 hrs and 5 mins
- Abridged
-
Overall
-
Performance
-
Story
Whether you're newlyweds, celebrating your twentieth anniversary, or on your second or third marriage - whatever age or tax bracket you're in - this comprehensive, positive, financial lifesaver will help you and your partner communicate comfortably about money and start building a strong financial future together. From the best selling author of Smart Women Finish Rich!
-
-
Solid beginner's book
- By Scott Wozniak on 01-18-15
By: David Bach
-
The Automatic Millionaire Homeowner
- A Powerful Plan to Finish Rich in Real Estate
- By: David Bach
- Narrated by: Gavin Hammon
- Length: 5 hrs and 42 mins
- Unabridged
-
Overall
-
Performance
-
Story
How does an ordinary person with an ordinary income reach their seven-figure dreams? First they must own their own home, and do it David Bach's way. The financial coach who has helped millions to finish rich is back with a simple, powerful solution to get rich in real estate. As David says, "Renters stay poor, homeowners get rich, and smart landlords laugh all the way to the bank!"
-
-
Great Book with Realistic Approach!
- By Jason on 02-13-07
By: David Bach
-
Smart Couples Finish Rich, Revised and Updated
- 9 Steps to Creating a Rich Future for You and Your Partner
- By: David Bach
- Narrated by: Kathleen McInerney
- Length: 10 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Number one New York Times best-selling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated, and revised, Smart Couples Finish Rich, America’s favorite money book for couples, is back. You’ll discover the latest techniques to live a life as a couple, where your values align, and your money decisions become easier.
-
-
How useful this information is and how to set yourself up for success.
- By SC on 03-02-25
By: David Bach
-
The Millionaire Next Door
- The Surprising Secrets of America's Rich
- By: Thomas J. Stanley Ph.D., William D. Danko Ph.D.
- Narrated by: Cotter Smith
- Length: 8 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Listen to the incredible national best seller that is changing people's lives - and increasing their net worth. Also available:
The Millionaire Mind.
-
-
A good place to start but watch out!
- By Jeffrey on 05-13-16
By: Thomas J. Stanley Ph.D., and others
-
Debt Free For Life
- The Finish Rich Plan for Financial Freedom
- By: David Bach
- Narrated by: Erik Davies
- Length: 7 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
Most of us grew up with the idea that there is good debt and there is bad debt. Good debts are generally considered to be debts you incur to buy things that can go up in value—like a home or college education. Bad debts are things like credit card balances, where you borrowed money to buy things that depreciate or go down in value, like most consumer goods.
-
-
Advertisement for the desperate
- By Kevin on 04-27-11
By: David Bach
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
-
The Psychology of Money
- Timeless Lessons on Wealth, Greed, and Happiness
- By: Morgan Housel
- Narrated by: Chris Hill
- Length: 5 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
Money - investing, personal finance, and business decisions - is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money.
-
-
Could be summarized in one sentence
- By Alex on 05-30-21
By: Morgan Housel
-
The Book on Rental Property Investing
- How to Create Wealth and Passive Income Through Smart Buy & Hold Real Estate Investing
- By: Brandon Turner
- Narrated by: Brandon Turner
- Length: 11 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether you're a beginner or looking for an advanced guide, this valuable book will help you learn how to create an profitable and practical plan, find incredible deals, analyze properties, build a team, finance rentals, and much more—everything you need to start making millions from your investments.
-
-
2017 Review
- By Hannah on 08-30-17
By: Brandon Turner
-
Money: Master the Game
- 7 Simple Steps to Financial Freedom
- By: Tony Robbins
- Narrated by: Tony Robbins, Jeremy Bobb
- Length: 21 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tony Robbins has coached and inspired more than 50 million people from over 100 countries. More than four million people have attended his live events. Oprah Winfrey calls him "super-human". Now for the first time - in his first book in two decades - he's turned to the topic that vexes us all: How to secure financial freedom for ourselves and our families.
-
-
95% not spoken by Robbins
- By Chong Beng Lim on 11-19-14
By: Tony Robbins
-
Baby Steps Millionaires
- How Ordinary People Built Extraordinary Wealth - and How You Can Too
- By: Dave Ramsey
- Narrated by: Dave Ramsey
- Length: 4 hrs and 50 mins
- Unabridged
-
Overall
-
Performance
-
Story
Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they’re proven to work fast.
-
-
completely repetitive
- By Yari on 01-19-22
By: Dave Ramsey
-
The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich (Expanded and Updated)
- By: Timothy Ferriss
- Narrated by: Ray Porter
- Length: 13 hrs and 1 min
- Unabridged
-
Overall
-
Performance
-
Story
Forget the old concepts of retirement and a deferred life plan. There is no need to wait and every reason not to, especially in unpredictable economic times. For living more and working less, this book is the blueprint. This expanded edition includes dozens of practical tips and case studies from people who have doubled their income, overcome common sticking points, and reinvented themselves using the original book.
-
-
Read with discernment
- By onlineshoppinggeek on 07-11-11
By: Timothy Ferriss
-
Your Money or Your Life
- 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018
- By: Vicki Robin, Joe Dominguez, Mr. Money Mustache - foreword
- Narrated by: Vicki Robin
- Length: 11 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages.
-
-
Not A Book About Finances
- By Tristan on 09-24-18
By: Vicki Robin, and others
-
How to Invest in Real Estate
- The Ultimate Beginner's Guide to Getting Started
- By: Brandon Turner, Joshua Dorkin
- Narrated by: Randy Streu
- Length: 8 hrs and 1 min
- Unabridged
-
Overall
-
Performance
-
Story
Unlike most traditional real estate guides, this one won’t tell you there is “one secret path” to real estate success. Instead, it dives into dozens of unique, life-changing quests and is packed with more than 40 real-life stories of how real estate investors are finding success in today’s economy.
-
-
not what I would have expected.
- By Melissa Moxley on 12-13-18
By: Brandon Turner, and others
-
Quit Like a Millionaire
- No Gimmicks, Luck, or Trust Fund Required
- By: Kristy Shen, Bryce Leung, JL Collins
- Narrated by: Kristy Shen, JL Collins
- Length: 8 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Kristy Shen retired with a million dollars at the age of 31, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the four percent rule and the Yield Shield - so you can quit the rat race forever.
-
-
She gives some bad advice.
- By Brian Bingham on 02-13-20
By: Kristy Shen, and others
What listeners say about Start Late, Finish Rich
Highly rated for:
Reviews - Please select the tabs below to change the source of reviews.
-
Overall
-
Performance
-
Story
- Amazon Customer
- 08-15-19
This is a Must read
Loved this book! Thank you for sharing your wisdom. EVERYONE in their 40's & 50's should read this
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
1 person found this helpful
-
Overall
-
Performance
-
Story
- Garretthaus
- 12-06-15
Good but overpriced,
this is another by real estate book in a condensed format without the hype of the infomercials. If you've read Dave Ramsey on how to make money in property then you already have everything this book offers.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Elisa L.
- 07-08-19
Do yourself a favor and buy it if you are just starting to save and invest!
I bought the actual book, but I didn’t have time to finish it , but I found it good enough to finish it then I purchased the audiobook and listened to it while cleaning out the garage. I don’t know why but there is something about David Bach’s voice that shows he really cares. I love it when the authors read their own book. When the author reads it the passion comes out through the author much more than a narrator’s voice. I understand why people say this book is not for people who have already started saving and investing in 401ks and real estate. This book is for the beginner to investing and real estate. To be honest, the information ( even in the book) is a bit outdated because it was written before the Great Recession and before the gig freelance economy of air Bnb and Uber, but I think he asks the reader some fundamental questions that still hold true such as whether or not they really would hire their own self and whether or not they are really enjoying their work and if not how to change that. I did the mistake of following A different financial guru and paid off my debt first. I felt like I was stuck in bottomless pit mentally for 4 years. What I should have done is listen to Bach’ s advice instead. I would have Made my 403b ( teachers and preachers version of a 401k ) automatic which would have forced me to reduce spending. I would have had a nest egg at least and I’m pretty sure that would have excited me much much more. I am optimistic after listening to this. Thank you David Bach!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- macsr
- 10-08-18
Boom !
read the hardcover book twice but it all came to life with this audiobook I'm on my way thanks mr. Bach.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Amazon Customer
- 03-10-21
Excellent!
David Bach did a very good job on extracting the essential of saving money and making money with à good moral at the end!👍🏼
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Phillip C. Okoye
- 10-17-19
The best book I have ever read!
David Bach is a great speaker and writer. He unlocked parts of my mindset I thought could never be opened. You gotta read this.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Garden Express Books
- 04-26-23
Financial Reference Book
I love David Bach books are so simple to listen to but profound. I’ve read Start late, Finish Rich over 10 times. The information hits home for me so i use the text for the ultimate financial resource throughout the year.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
- Kenneth
- 01-14-05
Rehash of
Some of these motivational speakers have it made. They come up with one idea -- one set of tips and advice -- and one book that makes sense and provides people with useful, inspirational coaching. Then they repackage it over and over again, making more money off of the same exact information. That's what David Bach has done with "Start Late Finish Rich." If you've read "The Automatic Millionaire," you don't need to read this. It's all common sense, and it's nice to get a reminder occasionally, but I find it interesting how this book mirrors the other, including the long and irrelevant chapter at the end on giving to charity and tithing. David is a likeable guy, and he reads the book well -- it isn't boring. But don't buy this book AND "The Automatic Millionaire," because if you have one, you have them both.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
128 people found this helpful
-
Overall
-
Performance
-
Story
- E M
- 04-16-18
Great for beginners but not for established savers
Would you say that listening to this book was time well-spent? Why or why not?
David Bach's books are all great. This one is also a good option with lots of plans for those who need to get on the plan and save for retirement. It is geared mostly to those who work a regular job and get a paycheck. It is also geared to those who are a bit older and may not have much if any savings or plan in place
Reading this was part of a class I was taking and because I already have a plan, save a large portion or my income and am also self employed it did not really work for me.
I would say it is more for beginners or those who don't have much savings and need guidance. Also, it is not really geared for a business owner as many of the suggestions are based on company 401k, or how to start a side business for more income.
What aspect of David Bach’s performance would you have changed?
I like it when the author does the audio book, so that part is great. .
Was Start Late, Finish Rich worth the listening time?
Not for me.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
4 people found this helpful
-
Overall
-
Performance
-
Story
- K. Shea
- 01-19-18
Useful information for older people
I enjoyed the automatic millionaire but the principals applied primarily to younger people. I was happy to listen to this. There are many steps you can take after 50 to secure your future according to the author. If you’re starting late, this will give you hope and a lot of ideas.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
3 people found this helpful