Welcome to Sunset Academy, the most coveted elementary school in Miami Beach, where there are three categories of families: rich, wealthy, and ultra-wealthy. Perfectly tanned and smiling Charlotte Giordani is Sunset Academy’s alpha mom. With a sleek blowout and relentless charm, Charlotte’s brashness serves her well. She’s up for election as the PTA president and is riding high, having just secured a massive donation from billionaire Don Walker and his socialite wife Patricia.

Nora Noone’s father was many things to many people. To the public he was a self-made titan of industry, whose luxury boutique hotels were among the most coveted destinations in the world. To his three ex-wives, he was a loving yet distant family man who managed to keep his finances—and his families—separate. But, to Nora, he was always a mystery—especially after his suspicious death at his cliffside home.

Fern Brookbanks has wasted far too much of her adult life thinking about Will Baxter. She spent just twenty-four hours in her early twenties with the aggravatingly attractive, idealistic artist, a chance encounter that spiraled into a daylong adventure in the city. The timing was wrong, but their connection was undeniable: they shared every secret, every dream, and made a pact to meet one year later. Fern showed up. Will didn’t.

As far as Jolene is concerned, her interactions with her colleagues should start and end with her official duties as an admin for Supershops, Inc. Unfortunately, her irritating, incompetent coworkers don’t seem to understand the importance of boundaries. Her secret to survival? She vents her grievances in petty email postscripts, then changes the text color to white so no one can see. That is until one of her secret messages is exposed. Her punishment: sensitivity training (led by the suspiciously friendly HR guy, Cliff) and rigorous email restrictions.

In 1980, a wealthy businessman named Carl Fletcher is kidnapped from his driveway, brutalized, and held for ransom. He is returned to his wife and kids less than a week later, only slightly the worse, and the family moves on with their lives, resuming their prized places in the saga of the American dream, comforted in the realization that though their money may have been what endangered them, it is also what assured them their safety.