We do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result. I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.

It is said a dollar saved is a dollar earned. The reality is, a dollar saved is much more than a dollar earned! Taking into account everything involved to earn a dollar, like the cost of gas, time to commute, as well as income taxes, a dollar saved is more like two dollars earned. Therefore, saving a dollar is far better than making a dollar!

I started my backpacking days in my late 20s and have not stopped since. I still feel there are so many new places to discover, people to meet, new food to try. When I was a newbie traveler, I made many mistakes, forgot to take essential items, and just made some bad choices. Over the years, through experience and learning from others, I have learned what you need to do to travel as safely as possible, what essential items to take, how to take care of your health, and how to make the most of your trip.

This audiobook can help your wallet fight weight loss...You have to go on the offensive to make any real change in your financial world. You have to fight against the ideas of the status quo and find creative ways to drive down, what seem to be fixed costs, while finding ways to increase your income. That is what we are going to do throughout this audiobook. This audiobook contains practical and straightforward advice to help you use your time and money effectively. Even if you have zero knowledge about finance, you can follow the ideas in this audiobook!

A popular minimalist blogger and author of The More of Less shows you how to methodically turn your home into a place of peace, contentment, and purposeful living.

When you think of what it will take to clean your house, are you so overwhelmed you throw up your hands and cry, "It's all too much"? If somewhere along the way you've simply lost the ability to keep your home organized and clutter-free, then It's All Too Much has the solution you've been searching for.

Have you ever felt that your life is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder how to manage the increasing demands of home life, family, budgeting, and your own needs?

Having less stuff is the key to happiness: Do you ever feel overwhelmed, instead of overjoyed, by all your possessions? Do you secretly wish a gale force wind would blow the clutter from your home? If so, it's time to simplify your life! The Joy of Less is a fun guide to minimalist living. Ready to sweep away the clutter? Just listen to this book, and you'll be on your way to a simpler, more streamlined, and more serene life. Francine has helped hundreds of thousands of people declutter their homes and simplify their lives with her bestselling book, The Joy of Less.

Many parents dread talking to their kids about money in fear of opening pandora’s box. But firstly, that box is probably already open; you will be surprised at what kids soak up from their friends, what they see on TV and on social media, and what they hear you talking about at home. And secondly, if it isn’t already, it likely will be soon, and this will be out of your control. It may be better if we actually open this box from time to time anyway. Not talking to your kids about money can actually make them think that money is something to fear.

You'll discover a myriad of tips and strategies that'll make your next cruise vacation a positive, memorable experience. Each cruise tip described in this up-to-date guide is concisely explained so you can quickly and easily identify with those cruise hacks that resonate with you the most.

Paco Underhill, the author of the hugely successful Why We Buy and Call of the Mall, reports on the growing importance of women in everybody’s marketplace - what makes a package, product, space, or service “female friendly”. Underhill offers a tour of the world’s marketplace - with shrewd observations and practical applications to help everybody adapt to the new realities.

Have you been trying to turn your passion for RVing into a full-time lifestyle? People all around the world have turned away from conventional standards of living and embraced the call of the open road - living and exploring full time in their RV's all without changing their standard of living. And now with this book, you can, too!

Like many people, Beth Terry didn't think an individual could have much impact on the environment. But while laid up after surgery, she read an article about the staggering amount of plastic polluting the oceans and decided then and there to kick her plastic habit. Now she wants to teach you how you can too.

What's more, Lightly is a complete philosophy of life. When you're tempted by an impulse purchase, trying to resist a chocolate donut, or struggling to say no to another obligation, all you have to remember is one word - "lightly" - to boost your resolve and make beautiful choices. It doesn't get any easier than that. Lightly is like a recipe book for minimalism, designed so you can dip into it anytime for advice and inspiration.

More Than Just Making It is your invitation to reimagine what the good life can be. Join Erin Odom, a mom thrown into low-income living, to learn how to overcome your circumstances, find creative ways to earn and save, and reset your heart and budget according to God’s designs. Learn how Erin and her family saved enough money to put $30,000 down on a home, buy a minivan in cash, and begin sending their daughter to private Christian school.