
Financially Lit!
The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.99/mo for the first 3 months

Buy for $21.83
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Jannese Torres
-
By:
-
Jannese Torres
About this listen
Build financial literacy, improve your money management skills, and make the dinero work for you!
In many immigrant households, money isn’t often a topic of discussion, so financial education can be minimal—especially when a family is just trying to survive the day-to-day. Despite being the largest minority group in the United States, the Latino community still faces cultural and systemic barriers that prevent them from building wealth. As a first-generation Latina, Jannese Torres, award-winning money expert, educator, and podcaster, knows these unique challenges well. She set out to pursue the traditional American Dream, becoming the first woman in her family to graduate from college, climb the corporate ladder, and secure the six-figure paycheck, only to find herself miserable and unfulfilled. She soon realized that everything she’d been taught about money and success wasn’t as it seemed. After discovering the true meaning of wealth, Torres resolved to pave her own path, leaving the life she was told she should want for one of entrepreneurship, autonomy, and financial freedom.
In Financially Lit! Torres offers you culturally relevant and relatable personal finance advice that will allow you to finally feel seen, heard, and understood. Whether it’s the guilt you feel from being the first person to “make it” while members of your family are still struggling, or the way financial trauma manifests itself in negative and limiting beliefs around money, Torres is here to guide you through it all.
With the warmth and no-nonsense wisdom of someone who’s been there before, Torres will teach you how to:
- set boundaries with your dinero
- protect yourself from financial abuse
- navigate the complicated relationship between amor and money
- invest like a white dude—or better!
With Financially Lit! at your side, you’ll harness the powerful ways money can be used to create the life of your dreams, and be empowered to step into financial freedom.
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2024 Jannese Torres (P)2024 BalanceCritic reviews
"Raw. Real. Relatable. For every Latina who has ever wanted more but was told to settle for less. In Financially Lit! Jannese takes you on a healing journey where generational poverty ends with you and a new legacy of wealthy Latinas is birthed through you!"—Rachel Luna, Best Selling Author of Permission to Offend: The Compassionate Guide for Living Unfiltered & Unafraid
“In a world where the financial landscape can be daunting, especially for women and minorities, this book stands as a beacon of hope and a practical, step-by-step guide to mastering your money. Financially Lit! is more than a guide; it's a movement. Prepare to be inspired, educated, and motivated.”—Jamila Souffrant, author of Your Journey to Financial Freedom and host of the Journey to Launch Podcast
People who viewed this also viewed...
-
Cultura and Cash
- Lessons from the First Gen Mentor for Managing Finances and Cultural Expectations
- By: Giovanna González
- Narrated by: Giovanna González
- Length: 7 hrs and 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Cultura and Cash is a practical and jargon-free money guide to help you tackle your finances as a First Gen Latina. In this valuable book, The First Gen Mentor, Giovanna “Gigi” Gonzalez, uncovers cultural and systemic barriers First Gen face in their financial journey and provides actionable solutions on how to overcome them. Through storytelling and real-life examples, she’ll go into depth and explain best practices for creating a solid financial foundation through emergency funds, credit building, budgeting, debt payoff, and investing.
-
-
Excellent Practical Financial Advice
- By Julia M. on 03-23-25
-
I Am Diosa
- A Journey to Healing Deep, Loving Yourself, and Coming Back Home to Soul
- By: Christine Gutierrez
- Narrated by: Christine Gutierrez, Yetta Gottesman
- Length: 9 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
This raw and relatable guide to radical self-care and self-love empowers listeners to embrace the powerful Diosa within. In this fiercely inspiring book from a fresh new voice in the women's empowerment space, psychotherapist Christine Gutierrez welcomes women to join her in healing the wounds from past hurt or trauma to reclaim their worth and come back home to their true self and soul.
-
-
The right tools for deep healing
- By Jess Pazos on 04-25-21
-
Wealth Warrior
- 8 Steps for Communities of Color to Conquer the Stock Market
- By: Linda Garcia
- Narrated by: Linda Garcia
- Length: 7 hrs and 33 mins
- Unabridged
-
Overall
-
Performance
-
Story
Financial educator Linda García breaks down one of the most elusive yet effective financial systems in existence. A single mother at a young age, Linda struggled to survive. As bills and notices flowed in, she felt stuck. After getting advice from a work friend, Linda took the leap and invested two hundred dollars. Soon, two hundred dollars a month grew to seven thousand dollars, then that became a high six-figure salary. Now she owns her home and is making more money than she’d ever imagined, and is ready to help other people of color access stock knowledge and achieve financial success.
-
-
Linda’s story!
- By Atania Figueroa on 10-04-24
By: Linda Garcia
-
Shut Up and Run
- How to Get Up, Lace Up, and Sweat with Swagger
- By: Robin Arzon
- Narrated by: Robin Arzon
- Length: 3 hrs and 29 mins
- Unabridged
-
Overall
-
Performance
-
Story
Shut Up and Run is Robin’s love letter to the sport; written in her one-of-a-kind voice with big energy and style. It celebrates the excitement of running while offering tips, tricks, and visual motivation to help every runner cultivate miles of sweat, laughter, swagger, and friendship.
-
-
A good motivational book
- By S on 03-11-25
By: Robin Arzon
-
Badass Bonita
- Break the Silence, Become a Revolution, Unearth Your Inner Guerrera
- By: Kim Guerra
- Narrated by: Kim Guerra
- Length: 6 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Almost every Latina has heard the phrase calladita te ves más bonita—you look most beautiful when you are silent. It's a message rooted in machismo passed from generation to generation, and one that poet and Latine therapist, Kim Guerra, grew up on. In Badass Bonita, Guerra tells a story of coming into her own power, and guides listeners through the process of finding their own. Rejecting what she was taught as a girl, she learned to use her voice and the more she listened to that inner niña, the more she unearthed her inner guerrera.
-
-
A girl working on getting her wings
- By Grettel Temple on 03-17-25
By: Kim Guerra
-
You Sound Like a White Girl
- The Case for Rejecting Assimilation
- By: Julissa Arce
- Narrated by: Julissa Arce
- Length: 5 hrs and 48 mins
- Unabridged
-
Overall
-
Performance
-
Story
In this dual polemic and manifesto, Julissa dives into and tears apart the lie that assimilation leads to belonging. She combs through history and her own story to break down this myth, arguing that assimilation is a moving finish line designed to keep Black and brown Americans and immigrants chasing racist American ideals. She talks about the Lie of Success, the Lie of Legality, the Lie of Whiteness, and the Lie of English - each promising that if you obtain these things, you will reach acceptance and won’t be an outsider anymore.
-
-
Thank you!
- By mexime on 09-01-22
By: Julissa Arce
-
Cultura and Cash
- Lessons from the First Gen Mentor for Managing Finances and Cultural Expectations
- By: Giovanna González
- Narrated by: Giovanna González
- Length: 7 hrs and 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Cultura and Cash is a practical and jargon-free money guide to help you tackle your finances as a First Gen Latina. In this valuable book, The First Gen Mentor, Giovanna “Gigi” Gonzalez, uncovers cultural and systemic barriers First Gen face in their financial journey and provides actionable solutions on how to overcome them. Through storytelling and real-life examples, she’ll go into depth and explain best practices for creating a solid financial foundation through emergency funds, credit building, budgeting, debt payoff, and investing.
-
-
Excellent Practical Financial Advice
- By Julia M. on 03-23-25
-
I Am Diosa
- A Journey to Healing Deep, Loving Yourself, and Coming Back Home to Soul
- By: Christine Gutierrez
- Narrated by: Christine Gutierrez, Yetta Gottesman
- Length: 9 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
This raw and relatable guide to radical self-care and self-love empowers listeners to embrace the powerful Diosa within. In this fiercely inspiring book from a fresh new voice in the women's empowerment space, psychotherapist Christine Gutierrez welcomes women to join her in healing the wounds from past hurt or trauma to reclaim their worth and come back home to their true self and soul.
-
-
The right tools for deep healing
- By Jess Pazos on 04-25-21
-
Wealth Warrior
- 8 Steps for Communities of Color to Conquer the Stock Market
- By: Linda Garcia
- Narrated by: Linda Garcia
- Length: 7 hrs and 33 mins
- Unabridged
-
Overall
-
Performance
-
Story
Financial educator Linda García breaks down one of the most elusive yet effective financial systems in existence. A single mother at a young age, Linda struggled to survive. As bills and notices flowed in, she felt stuck. After getting advice from a work friend, Linda took the leap and invested two hundred dollars. Soon, two hundred dollars a month grew to seven thousand dollars, then that became a high six-figure salary. Now she owns her home and is making more money than she’d ever imagined, and is ready to help other people of color access stock knowledge and achieve financial success.
-
-
Linda’s story!
- By Atania Figueroa on 10-04-24
By: Linda Garcia
-
Shut Up and Run
- How to Get Up, Lace Up, and Sweat with Swagger
- By: Robin Arzon
- Narrated by: Robin Arzon
- Length: 3 hrs and 29 mins
- Unabridged
-
Overall
-
Performance
-
Story
Shut Up and Run is Robin’s love letter to the sport; written in her one-of-a-kind voice with big energy and style. It celebrates the excitement of running while offering tips, tricks, and visual motivation to help every runner cultivate miles of sweat, laughter, swagger, and friendship.
-
-
A good motivational book
- By S on 03-11-25
By: Robin Arzon
-
Badass Bonita
- Break the Silence, Become a Revolution, Unearth Your Inner Guerrera
- By: Kim Guerra
- Narrated by: Kim Guerra
- Length: 6 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Almost every Latina has heard the phrase calladita te ves más bonita—you look most beautiful when you are silent. It's a message rooted in machismo passed from generation to generation, and one that poet and Latine therapist, Kim Guerra, grew up on. In Badass Bonita, Guerra tells a story of coming into her own power, and guides listeners through the process of finding their own. Rejecting what she was taught as a girl, she learned to use her voice and the more she listened to that inner niña, the more she unearthed her inner guerrera.
-
-
A girl working on getting her wings
- By Grettel Temple on 03-17-25
By: Kim Guerra
-
You Sound Like a White Girl
- The Case for Rejecting Assimilation
- By: Julissa Arce
- Narrated by: Julissa Arce
- Length: 5 hrs and 48 mins
- Unabridged
-
Overall
-
Performance
-
Story
In this dual polemic and manifesto, Julissa dives into and tears apart the lie that assimilation leads to belonging. She combs through history and her own story to break down this myth, arguing that assimilation is a moving finish line designed to keep Black and brown Americans and immigrants chasing racist American ideals. She talks about the Lie of Success, the Lie of Legality, the Lie of Whiteness, and the Lie of English - each promising that if you obtain these things, you will reach acceptance and won’t be an outsider anymore.
-
-
Thank you!
- By mexime on 09-01-22
By: Julissa Arce
-
Mind Your Money
- By: Yanely Espinal
- Narrated by: Yanely Espinal
- Length: 6 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
Let's be real: most books about money are boring! Our brains crave stories, not seminars. Mind Your Money delivers all the personal finance basics through insightful stories with a splash of sass. Yanely Espinal knows how to make things easy to understand, which has earned her millions of views on YouTube as MissBeHelpful. Whether you're frustrated with your budget, dealing with debt, or struggling to raise that credit score, this book will motivate and inspire you to finally reach your #MoneyGoals.
-
-
Excellent - HIGHLY Recommend!!
- By Dayana on 12-08-24
By: Yanely Espinal
-
I Did a New Thing
- 30 Days to Living Free
- By: Tabitha Brown
- Narrated by: Tabitha Brown
- Length: 4 hrs and 53 mins
- Unabridged
-
Overall
-
Performance
-
Story
Years ago, Tabitha Brown started a 30-day personal challenge that she called “I Did a New Thing!” The challenge was simple. Every day she would do something she’d never done before. Sometimes it was something small like trying a new food. Other times, she’d step it up a bit and speak to someone she’d never spoken to before. Still other times, she’d do the hard thing—facing a fear that she had, like having that tough conversation with a friend. No matter what it was, the point was that she was going to take a leap of faith and watch God open up a new lane for her.
-
-
Very Good
- By Jennifer Pete on 02-07-24
By: Tabitha Brown
-
Rich AF
- The Winning Money Mindset That Will Change Your Life
- By: Vivian Tu
- Narrated by: Vivian Tu
- Length: 8 hrs and 5 mins
- Unabridged
-
Overall
-
Performance
-
Story
When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively. Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to listeners of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not.
-
-
Good information
- By Joseph Gall on 12-28-23
By: Vivian Tu
-
Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
-
Overall
-
Performance
-
Story
Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
-
-
Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
-
Get Good with Money
- Ten Simple Steps to Becoming Financially Whole
- By: Tiffany the Budgetnista Aliche
- Narrated by: Tiffany the Budgetnista Aliche
- Length: 12 hrs and 23 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her 10-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life.
-
-
Goodbye SWEET 16. Hello ROTH IRA!
- By Will Smith on 04-12-21
-
Secrets of Six-Figure Women
- Surprising Strategies to up Your Earnings and Change Your Life
- By: Barbara Stanny
- Narrated by: Vanessa Daniels
- Length: 8 hrs and 30 mins
- Unabridged
-
Overall
-
Performance
-
Story
Quietly and steadily, the number of women making six figures or more is increasing and continues to rise at a rate faster than for men. From entrepreneurs to corporate executives, from white-collar professionals to freelancers and part-timers, women are forging careers with considerable financial success. In Secrets of Six-Figure Women, Barbara Stanny, journalist, motivational speaker, and financial educator, identifies the seven key strategies of female high earners.
-
-
Good Listen
- By Breemee on 06-02-17
By: Barbara Stanny
-
Break the Cycle
- A Guide to Healing Intergenerational Trauma
- By: Dr. Mariel Buqué
- Narrated by: Dr. Mariel Buqué
- Length: 8 hrs and 48 mins
- Unabridged
-
Overall
-
Performance
-
Story
From Dr. Mariel Buqué, a leading trauma psychologist, comes this groundbreaking guide to transforming intergenerational pain into intergenerational abundance. With Break the Cycle, she delivers the definitive guide to healing inherited trauma. Weaving together scientific research with practical exercises and stories from the therapy room, Dr. Buqué teaches readers how trauma is transmitted from one generation to the next and how they can break the cycle through tangible therapeutic practices, learning to pass down strength instead of pain to future generations.
-
-
Break new ground with Break the Cycle
- By Regina Brown on 04-10-24
By: Dr. Mariel Buqué
-
Financial Feminist
- Overcome the Patriarchy’s Bullsh*t to Master Your Money and Build a Life You Love
- By: Tori Dunlap
- Narrated by: Tori Dunlap, Samantha Tan, Shayna Small, and others
- Length: 8 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
From the globally-recognized personal finance educator and social media star behind Her First $100K, an inclusive guide to all things money—from managing debt to investing and voting with your dollars.
-
-
If you believe in Manifesting
- By Julia on 01-21-23
By: Tori Dunlap
-
Worthy
- How to Believe You Are Enough and Transform Your Life
- By: Jamie Kern Lima
- Narrated by: Jamie Kern Lima
- Length: 11 hrs and 26 mins
- Unabridged
-
Overall
-
Performance
-
Story
Author Jamie Kern Lima's first, instant New York Times bestselling book Believe It, captured her journey of going from Denny's waitress to billion-dollar entrepreneur by learning to believe in herself. And now her second, much-anticipated, upcoming book Worthy, is the playbook for how YOU can believe in YOU! If you've ever struggled with self-doubt, felt like you don't have what it takes...or that who you truly are isn't enough, even if you're really good at hiding it from the world, WORTHY is for you.
-
-
💫 We're so WORTHY! 🦋 Listen - Read - Share 🔆
- By Diana Yin on 02-22-24
By: Jamie Kern Lima
-
The Psychology of Money
- Timeless Lessons on Wealth, Greed, and Happiness
- By: Morgan Housel
- Narrated by: Chris Hill
- Length: 5 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
Money - investing, personal finance, and business decisions - is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money.
-
-
Could be summarized in one sentence
- By Alex on 05-30-21
By: Morgan Housel
-
The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
-
-
Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
What listeners say about Financially Lit!
Highly rated for:
Reviews - Please select the tabs below to change the source of reviews.
-
Overall
-
Performance
-
Story
- Julia M.
- 03-22-25
Great Practical Advice, Easy & Engaging
I finally read Financially Lit! Via Audible Such a rewarding read with practical guidance/education, and especially appreciated the chapter on measures woman can take to protect themselves - like post nups. Great job! 👏🏼
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Tabita Escobar
- 11-29-24
Detailed and informative with a dash of Spanglish
The author did a wonderful job breaking down complicated strategies and concepts in a culturally relevant way.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Anonymous User
- 11-12-24
The narrator
This book not only teaches finance but it also provides motivation. Love the step by step finance guidance.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Dora
- 04-30-24
Relatable Actionable Steps To Conquer Your Money
I love the way Jannese expresses out loud flawlessly what I’m thinking about in my head as first gen Latina. The way she puts things into perspective and gives you tools to get a handle on your dinero is the honest truth. Facing the reality that most of this information should be public knowledge but for some of us has become taboo in our culture. 👏🏽 way to go chica, paving a way for all to find a way to building wealth in society, there’s abundance for all!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Genesis Espinoza
- 07-03-24
Amazing!
Such a great and informative book for Latinas! I highly recommend this book. I learned so much about financial literacy.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Anonymous User
- 12-16-24
Inspiring - First gen Latina
Inspiring, relatable, engaging, straight to the point. Humorous. I learned so much. Time to work!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Carol
- 06-09-24
Fantastic for first gen
As a Latina in finance, I love that Jannese broke it down! She really is paving the way!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Anonymous User
- 03-25-25
Empowering!
This book sheds light on some hard truths mainly that we (Latinas) are the lowest paid on the totem pole. However, Jannese’s personal success story is changing this and paving the way for other Latinas’ financial success. Thank you Jannese for writing a very relatable and informative book that covers the essentials in financial empowerment. Cheers to more success stories like yours!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Price of Avocado Toast
- 05-26-24
Everything you need in a PF book!
This book is top to bottom every single thing you didn’t learn about in school but you definitely need to know regarding your money. I can’t recommend it enough.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- MamaG LTA75
- 05-05-24
Clarity and Inspiration
Hot topic that is life changing. Its a lot of information broken down in a manner that is understandable, inspiring, and manageable. It is culturally relateable; yet there is value in it for everyone. Even my adult son asked for the book while overhearing me listen. The reader/writer makes you feel that Financially Lit was written just for you. The anecdotal stories help connect the reader to the content. Janesse knows there is space in this world of financial freedom and literacy for all of us. I'm ready to put my 16 year old daughter on to it next. I have ordered a few copies of the book to share with the young Latina women in my life: daughter of friends, friends of my daughter, and sorority sisters. Janesse, your book gives new meaning to believe in myself, educating myself, and motivating myself. I see the debt free life coming through! I won't quit!!! Thanks for the tips.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!