Natural Resources police officer, Sloan Cooper, and her partner had just taken down three men preying on hikers in the Western Maryland mountains. Driving back, she pulled in at a convenience store—and walked right into a robbery in progress. One gunshot from a jittery thief was about to change her world.

"In many respects, it is my first mainstream novel.

Here is the story of three families: the Warrens and the Whytes, wealthy, powerful, and connected by the marriage of Deborah Warren and Mark Whyte; and the not-so-wealthy Morells - Cassie, the loyal housekeeper for the Warrens, and her daughter, Katia, who grew up with and adores the Warren and Whyte children."

Along with their husbands, Amanda, Karen, and Georgia are a close-knit circle of friends enjoying seemingly ideal lives in an upscale neighborhood. But when they learn that their lovely younger neighbor, widowed for a year and presumably still unattached, is pregnant, the strains and imperfections of their lives come into full focus. As they ponder who the father might be, each of the women harbors suspicions about her own husband - and each is forced to a crisis point that will strengthen or shatter her marriage.

Mackenzie Cooper took her eyes off the road for just a moment, but the resulting collision was enough to rob her not only of her beloved daughter but ultimately of her marriage, family, and friends - and thanks to the nonstop media coverage, even her privacy. Now, she lives in Vermont under the name Maggie Reid. Her only goal is to stay under the radar and make it through her remaining probation. But she isn’t the only one in this peaceful town with secrets.

In 2029 the United States is engaged in a bloodless world war that will wipe out the savings of millions of American families. Overnight, on the international currency exchange, the "almighty dollar" plummets in value, to be replaced by a new global currency: the "bancor". In retaliation the president declares that America will default on its loans. With "Deadbeat Nation" being unable to borrow, the government prints money to cover its bills. What little remains for savers is rapidly eaten away by runaway inflation.